Mike Brenhaug

Health Insurance for ROBS Entrepreneurs

Health Insurance for ROBS Entrepreneurs: A Strategic Guide to Protecting Your Health and Your Startup Capital Using a ROBS (Rollover for Business Startups) strategy to fund your business is a calculated move. You didn’t take on high-interest debt.You didn’t liquidate investments and trigger taxes.You structured your business properly as a C-Corp and followed IRS guidelines. […]

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RX Drug Classification Explained

Specialty Drugs vs. Generic, Brand Name, and Preferred Brand: What’s the Difference and Why It Matters

When you’re filling a prescription, you may notice that your medication is labeled generic, brand name, preferred brand, or specialty drug.
These classifications can significantly impact your cost, your insurance coverage, and even where you can fill your prescription.

Understanding these terms can help you make informed decisions and potentially save hundreds—or even thousands—of dollars a year.

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Why Shopping for Healthcare Procedures is a Game-Changer

Unlock Savings and Quality Care: Why Shopping for Healthcare Procedures is a Game-Changer​. Unlike shopping for most other products and services, many of us don’t think twice about the price of a healthcare service. The mindset is often that insurance will cover it, or that prices are simply non-negotiable. But that’s not entirely accurate. Here’s why it pays to shop around:

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8 Healthcare Savings Tips Guaranteed to Save You Money

8 Healthcare Savings Tips Guaranteed to Save You Money. In today’s world, healthcare feels like another monthly mortgage payment for many. With costs continually rising, it’s easy to feel powerless. But here’s the good news: You can take control of your healthcare expenses! As a licensed independent insurance broker, I’ve helped hundreds of people save big on their health insurance and medical bills. Now, I’m sharing my top eight tips so that you can do the same.

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What Medicare Doesn’t Cover

Medicare can be overwhelming, especially when it comes to understanding what is and isn’t covered. While Original Medicare (Parts A and B) offers essential coverage, many people are surprised to discover gaps in what it provides. In this blog, we’ll explore what Original Medicare doesn’t cover and why having a Medicare Supplement plan, along with ancillary insurance like dental, vision, hearing, and long-term care, is a smart choice for comprehensive coverage.

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