Welcome to BlueRock Agency
Strategic Protection for Entrepreneurs & Growing Businesses
At BlueRock Agency, we believe strong businesses are built on strong foundations.
We work exclusively with entrepreneurs, ROBS startups, founders, and privately held companies that understand one simple truth: protecting your health, key people, and financial stability is not optional — it’s strategic.
We don’t “sell insurance.”
We design protection systems that preserve working capital, improve cash flow, and safeguard businesses from catastrophic financial risk.
Built for Business Owners
As former business consultants and experienced insurance strategists, we understand the financial pressures that startups and growing companies face. Every dollar matters. Overspending on the wrong health plan or failing to protect a key partner can quietly undermine growth.
That’s why we specialize in:
- Private PPO and group health insurance strategies
- ROBS startup health planning
- Key person and partner protection
- Buy-sell funding solutions
- Executive disability protection
- Medicare planning for business owners 65+
- Long-term care protection strategies
We help you structure coverage the right way — so your business stays protected while your capital stays productive.
Why Business Owners Choose BlueRock Agency
✅ Business-first mindset – We understand entrepreneurs because we’ve worked alongside them.
✅ Independent strategy – We represent multiple top-rated carriers and design solutions around your goals — not quotas.
✅ Cash flow conscious planning – Protection without overpaying.
✅ Direct access to a licensed advisor – No call centers. No scripts. No handoffs.
✅ Long-term partnership – We’re here beyond enrollment to support your company as it grows.
When you partner with BlueRock Agency, you’re not just implementing a health plan — you’re strengthening the financial infrastructure of your business.
Because smart protection isn’t an expense.
It’s a growth strategy.
Mike Brenhaug – Founder
Mike Brenhaug is the founder of BlueRock Agency and a specialist in private health insurance and business protection strategies for ROBS startups, entrepreneurs, and growing small businesses nationwide.
With a background in business consulting, Mike understands the financial pressures business owners face. He helps clients preserve working capital, improve cash flow, and protect their companies from catastrophic financial risk through smart health insurance and strategic protection planning.
His consultative approach focuses on building long-term protection systems — not selling policies — so business owners can confidently grow and scale their companies.
📌 National Insurance Producer #17387951
Kurt Spangler – Business Development Director
Kurt Spangler leads Business Development at BlueRock Benefits, working with entrepreneurs, ROBS startups, and small businesses to implement strategic healthcare and protection solutions.
He helps business owners reduce healthcare costs, strengthen employee benefits, and align coverage decisions with long-term growth goals. Kurt’s relationship-first approach ensures clients receive thoughtful, scalable solutions — not one-size-fits-all plans.